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Overdraft Coverage & Balance Protection

  • Does Balance Protection impact my credit score?
  • How often can I use Balance Protection?
  • What if I have multiple overdraft protection options set up?
  • Is Balance Protection available for business accounts?
  • How can I set up or change my overdraft preferences?
  • Will I be notified if my account is overdrawn?
  • What is the difference between Overdraft Transfer and a Line of Credit?
  • What happens if I don’t have overdraft coverage?
  • Can I cancel my overdraft coverage?
  • How can I avoid overdraft fees altogether?
  • Are there other ways to avoid overdraft fees?
  • What fees apply if USC Credit Union pays my overdraft?
  • What is Extended Balance Protection?
  • What does Standard Balance Protection cover?
  • How does USC Credit Union cover overdrafts?
  • What is an overdraft?
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© 2025 USC Credit Union. All rights reserved.