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Savings

  • Are there any fees for Savings Accounts?
  • How do I know which Savings Account is right for me?
  • Is there a minimum deposit amount to open a Savings Account?
  • What is a savings account?

Checking

  • Are there any fees for Checking Accounts?
  • How do I know which Checking Account is right for me?
  • I have a negative balance in my Checking Account. What should I do?
  • What Checking Account options do you offer?

Business Accounts

  • What are the fees for business accounts?
  • How can I open a business account?
  • What are your business savings rates?
  • What account options do you offer for businesses?

Money Market

  • What is a money market account?
  • What is the benefit of a money market account?

Share Certificates (CD)

  • How can I open a CD?
  • What is a CD?

Individual Retirement Account (IRA)

  • As a beneficiary, are payments to an IRA taxable after the owner is deceased?
  • As a beneficiary, how much of the distribution will be taxable income if the owner is deceased?
  • Does my beneficiary designation affect the payment options available to me?
  • Does my Traditional IRA continue to earn dividends or interest after I start receiving payments?
  • How are my IRA payments calculated?
  • How do I change my payment option on my IRA?

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© 2025 USC Credit Union. All rights reserved.