Guaranteed Asset Protection (GAP) with PowerBuy coverage protects you if your vehicle is totaled or stolen. It covers the remaining loan balance after your insurance payout and provides up to $3,500 towards financing a replacement vehicle through USC Credit Union.
This coverage is available for new and existing auto loans, and it lasts for the first three years of the loan.
For existing loans, you have up to one year from the funded date to purchase GAP with PowerBuy.